Landlord Insurance
Protect what you’ve built with rental property insurance for UK landlords
Property can make you lose money as often as it makes you gain it. With the best will in the world, you can't account for what will happen when it comes to your tenants. What if you're forced to evict and they challenge the eviction? You could be tied up in legal wrangling for a considerable amount of time. This costs money - not only in terms of legal expenses but also when it comes to rental income. Landlord insurance is designed to cover this.
Call us to discuss whether landlord insurance can benefit you


Don't bleed money - our team could help you secure a landlord insurance policy
Help make sure that property continues to be an asset whatever the situation. Book a free no obligation initial consultation with our team and our financial advisers will help source the most suitable policy for your needs. With access to thousands of policies through a range of different providers, from basic policies to comprehensive cover. We believe we can isolate the most suitable policy for your circumstances. Once we've found a suitable policy, we'll then explain how it fits your needs. There's no incomprehensible jargon or fancy acronyms - just plain English that tells you exactly what the policy will do for you should you ever have to call upon it. And you don't even have to pay a broker fee as we're compensated by the provider. So, call our office today and let's find the coverage that you need. From our base in Poulton-le-Fylde, we work with clients across the region - including in Blackpool, Thornton-Cleveleys and Lytham St Annes - as well as throughout the UK.

Owning a rental property is one of the most rewarding financial decisions you can make. But it comes with real responsibilities and real risks. That is why we at John Earnshaw Independent Financial Advisers Ltd are here to help landlords like you find the right protection, quickly and without the jargon, in the UK.
What rental property insurance actually covers
Rental property insurance is not simply a standard home insurance policy with a different label. It is a specialist type of cover designed to address the unique risks that come with letting a property to tenants. While a standard home insurance policy protects an owner-occupied property, rental property insurance is built around the realities of being a landlord. This can include cover for building damage, liability if a tenant or visitor is injured on your property, and protections that standard policies simply do not offer.
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We work with a wide range of providers and policies, from basic cover through to comprehensive protection, to make sure we find the most suitable solution for your individual circumstances.


Why landlords cannot afford to go without it
In addition to safeguarding your property, we offer holistic advice to secure your family's future, including essential products like mortgage life insurance. By integrating your protection needs with broader financial planning, we ensure that your lifestyle and loved ones remain shielded from financial hardship, no matter what the future holds.
Reach out to us today to discuss a tailored plan that puts your needs first.
Speak to our team today
Your property is an asset worth protecting. Let us help you find the rental property insurance policy that gives you peace of mind and keeps your investment working for you. Contact John Earnshaw Independent Financial Advisers Ltd today for a free, no-obligation initial consultation. Contact us today and let us get to work for you.




