Home Move Mortgages
Secure Your Perfect Home Mover Mortgage in the UK
Once you have found your new family house, now it's a case of establishing a budget and obtaining an agreement in principle, putting an offer in, and finding the most appropriate mortgage deal. But where to start? Is your current mortgage portable? Even though your intention or hope may be to stay with your current lender, we can generally handle it all for you.
Call the team at John Earnshaw Independent Financial Advisers Ltd in Poulton-le-Fylde.
FREE no obligation initial consultation
We can sit down with you face-to-face or even talk over the phone if that's more convenient. But first you need an idea of what you can afford. As independent financial advisers, we can source multiple mortgage and repayment options from a variety of lenders, which means we can isolate a mortgage option that ticks the boxes when it comes to practicality as long as we have an idea of what you're able to pay. Our qualified team carry out research and makes use of online sourcing systems to isolate ideal mortgage options for our clients. We can therefore advise you on a suitable mortgage option according to your individual needs and circumstances. There's no jargon or acronyms - what you get from our team is straightforward advice in clear layman's terms - and given that we're paid by the lender, you're not even charged a broker fee! We source mortgage options for clients in Poulton-le-Fylde, Blackpool, Thornton-Cleveleys, Lytham St Annes and throughout the country.
Professional mortgage brokers
-
​Straightforward advice - no jargon!
-
Access to multiple mortgage options from a wide network of lenders
-
Regulated and authorised by the FCA
-
Fast service
-
Free initial consultation available
-
Established financial consultancy
-
Qualified mortgage brokers
-
Rated 5/5 on Facebook and Yell.com
Flexible Options for Every Home Mover
From fixed-rate deals to flexible repayment plans, John Earnshaw Independent Financial Advisers Ltd work with lenders across the UK to provide tailored home mover mortgage solutions for every situation. Whether you’re upsizing to accommodate a growing family, downsizing for simplicity, or relocating to a new area, our team is here to help. We focus on finding the most competitive mortgage for moving house, ensuring your monthly payments fit your budget and your move is as smooth and stress-free as possible. With the right plan in place, you can enjoy the excitement of settling into your new home without worrying about financing, so get in touch today to explore your options and start your move with confidence.
Expert Advice for Your Next Step
Buying or moving to a new home is one of life’s biggest decisions, and choosing the right home mover mortgage is essential. Our advisors take the time to understand your personal goals, current mortgage position, and long-term plans to identify the most suitable mortgage for moving house. We guide you through every step of the process—from comparing deals to completing paperwork—so you can feel confident in your decisions. Additionally, if you’re considering expanding your property portfolio, we can discuss related options such as buy-to-let mortgages, helping you make informed choices whether for your next home or as an investment opportunity.
Professional mortgage brokers
-
​Straightforward advice - no jargon!
-
Access to multiple mortgage options from a wide network of lenders
-
Regulated and authorised by the FCA
-
Fast service
-
Free initial consultation available
-
Established financial consultancy
-
Qualified mortgage brokers
-
Rated 5/5 on Facebook and Yell.com
Flexible Options for Every Home Mover
From fixed-rate deals to flexible repayment plans, John Earnshaw Independent Financial Advisers Ltd work with lenders across the UK to provide tailored home mover mortgage solutions for every situation. Whether you’re upsizing to accommodate a growing family, downsizing for simplicity, or relocating to a new area, our team is here to help. We focus on finding the most competitive mortgage for moving house, ensuring your monthly payments fit your budget and your move is as smooth and stress-free as possible. With the right plan in place, you can enjoy the excitement of settling into your new home without worrying about financing, so get in touch today to explore your options and start your move with confidence.
Expert Advice for Your Next Step
Buying or moving to a new home is one of life’s biggest decisions, and choosing the right home mover mortgage is essential. Our advisors take the time to understand your personal goals, current mortgage position, and long-term plans to identify the most suitable mortgage for moving house. We guide you through every step of the process—from comparing deals to completing paperwork—so you can feel confident in your decisions. Additionally, if you’re considering expanding your property portfolio, we can discuss related options such as buy-to-let mortgages, helping you make informed choices whether for your next home or as an investment opportunity.
That property won't be available for long. Why scour all those mortgage deals yourself when our qualified team can do it for you ahead of time?
Get the advice and information you need by calling now
Your home may be repossessed if you do not keep up the repayments on your mortgage
You may have to pay an Early Repayment Charge to your existing lender if you remortgage
Frequently Asked Questions (FAQs)
How do I qualify for a mortgage for moving house in the UK?
To qualify, lenders usually consider your income, existing debts, and credit history. A mortgage for moving house may also take into account your current mortgage balance and the value of the property you are moving to, helping you get a deal that fits your circumstances.
Can I get flexible repayment options with a home mover mortgage?
Yes. Many lenders offer flexible repayment options on a home mover mortgage, allowing you to adjust monthly payments, make overpayments, or sometimes pause payments for short periods if needed.
Are home mover mortgages available for first-time buyers?
Absolutely. If you’ve previously owned a home and are buying again, a home mover mortgage can be suitable. For true first-time buyers, our advisors can also help explore the best mortgage deals available to start your journey.
Can I combine a home mover mortgage with buy-to-let mortgages?
Yes. If you’re moving house and considering an investment property, you can discuss buy-to-let mortgages alongside your home mover mortgage. This allows you to manage both your new home and potential rental property efficiently.
How do I start the process of securing a home mover mortgage?
​
The process usually begins with speaking to a mortgage advisor. We’ll assess your current situation, compare available options across the UK, and help you find the best mortgage for moving house that suits your financial goals.