Critical Illness
Insurance for Critical Illness in the UK
What if you get ill? How would your family cope? Would they be able to keep hold of the home and pay the bills? Make sure your family is protected and give yourself some peace of mind as well. Discuss your critical illness insurance cover options with John Earnshaw Independent Financial Advisers Ltd.
Find out more about critical illness cover by calling our team based in Poulton-le-Fylde
Carefully curated insurance policies from some of the leading providers
The bottom line is that it could happen, and you want safeguards in place to mitigate the effects. A critical illness insurance policy is designed to pay out to the beneficiary upon diagnosis of a specified critical illness. What illnesses are covered will depend on the policy taken out, but all policies cover cancer, heart attacks and strokes. With John Earnshaw Independent Financial Advisers Ltd, you have access to multiple policy options, sourced from providers who have been specifically chosen because of the quality of their policies, many of which hold ABI standards and Defaqto ratings. We also provide critical illness insurance cover for children as well. Get the cover you need and book a FREE consultation with our team today.
PLEASE APPROVE THE BODY COPY BELOW
John Earnshaw Independent Financial Advisers Ltd helps individuals and families across the UK secure appropriate critical illness insurance that provides essential financial protection when serious illness strikes. Our experienced advisers understand that insurance for critical illness represents more than just a policy—it's a vital safeguard that ensures your family can maintain their quality of life if you're diagnosed with a covered condition. We take time to explain how critical illness insurance works, what conditions are typically covered, and how benefit amounts are determined based on your circumstances. Our independent status means we access critical illness insurance policies from carefully selected providers, enabling us to recommend insurance for critical illness that genuinely meets your protection needs and budget throughout the UK.
Comprehensive policy options
Critical illness insurance policies vary significantly in terms of conditions covered, benefit structures, and premium costs. John Earnshaw Independent Financial Advisers Ltd guides you through these options, comparing insurance for critical illness from providers holding ABI standards and Defaqto ratings to ensure quality coverage. Beyond the core conditions—cancer, heart attacks, and strokes—many critical illness insurance policies cover additional serious illnesses, partial payment options for less severe conditions, and children's critical illness cover. We explain policy exclusions, waiting periods, and definition variations between providers so you can make informed decisions about your insurance for critical illness protection across the UK.
Professional advice you can trust
Our team brings over two decades of experience sourcing critical illness insurance for clients throughout the UK. As FCA-regulated independent advisers, we maintain professional standards whilst offering friendly, accessible service. We provide free initial consultations to discuss your insurance for critical illness requirements, assess your circumstances, and recommend suitable policies without obligation. Whether you're seeking standalone critical illness insurance, considering it alongside life insurance or mortgage protection, or protecting buy-to-let mortgages, John Earnshaw Independent Financial Advisers Ltd delivers impartial guidance that prioritizes your family's financial security.
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​Get in touch with us today to learn more.
Help make sure your family has the financial support they need should the worst happen
Talk to our friendly and helpful team about your situation today
If premiums stop, then cover will lapse. Cover is subject to terms and conditions and may have exclusions. Definitions of illnesses vary from product provider and will be explained within the policy documentation.