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Brick Homes

Adverse Credit 

Mortgage experts

The house is ideal - plenty of space, stunning kitchen, even a stretch of green for the little one to play in. But one thing is stopping you. The mortgage. How can you secure one with an adverse credit rating? There are mortgages available for people with a less than perfect credit rating. Don't be frightened to get in touch with John Earnshaw Independent Financial Advisers Ltd.

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That perfect house isn't out of reach

There are knock-on effects when it comes to an adverse credit rating. The interest rates may be higher, for example, or you may need a larger deposit. But the important thing to note is that there are mortgages available. And we can find one for you. Just contact our team today and take advantage of our FREE initial consultation.


We'll speak to you, either face-to-face or via telephone, to find out what you need and what we need to do to mitigate that adverse credit rating. We'll then carry out research and make use of online sourcing systems to scour the thousands of mortgage options we have available to us through our network of lenders.

We'll provide a Mortgage Certificate for you that you can use when negotiating with the agent or seller. So, don't give up on the property dream and book that consultation with our team today.

Put your faith in our mortgage brokers

  • Access to an extensive range of mortgage options and lenders

  • FREE initial consultation provided

  • Many exclusive deals are available

  • Regulated and authorised by the FCA

  • Nationwide service

  • Great track record when converting agreements in principle to formal offers

  • Rated 5/5 on Facebook and Yell

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Having an adverse credit rating doesn't rule out that house. Take advantage of our FREE initial consultation offer

Book now by filling out the online form

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